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Introduction to Marcellus’ Blog
Welcome to my blog! My name is Marcellus and I work here at Archibald Relocation and Real Estate Services. All of us were sitting around the office one day and talking about how we update all of you regularly on what's new in Real Estate and Mortgage as well as the...
Pre Approval
Q: I have heard that I should get pre-approved for a mortgage loan before looking at homes. Why is a pre-approval the important first step in the home buying process? A: I am glad that you asked that question because getting pre-approved for a home loan is the best...
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What babies tell us about housing
The suburbs are over, and young people are flooding into big cities. That has been the growing consensus of builders, Realtors, urban planners and even environmentalists during this housing recovery. However, it just may not be true. Millennials are not flocking to...
Why I almost punched this job seeker in the face
I wanted to punch a grown man in the face the other day. He’d been out of work several months, and we decided to meet up for coffee at the suggestion of a mutual professional connection. I spent 90 minutes pouring every ounce of passion I had into this guy, coming up...
74% of Millennials Say They Plan to Move Within 5 Years
Millennials plan to make more of a move in the housing market, particularly within the next five years. Thirty-two percent of 18-34 year olds say they plan to buy a home in the next 12 months. What’s more, three quarters of Millennials plan to buy a home in the next...
Six Months Later, Does the QM Rule Still Matter?
When a sweeping set of mortgage regulations took effect in January, many predicted a credit crunch. Millions of potential homeowners, particularly low-income borrowers, blacks and Hispanics, would be shut out of the mortgage market, unable to qualify for a home loan,...