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Energy efficiency improvements could be factored into mortgage underwriting
A bill aimed at encouraging home energy efficiency improvements by establishing underwriting guidelines for mortgage lenders that factor in cost savings for homeowners has been introduced — again — in the Senate. S. 1106, the Sensible Accounting to Value Energy...
Temporary Renters
Some Transferees are easing into home ownership gradually in uncertain economic times. Prior to 2008 all was well on the mortgage and real estate scene. By late 2007, however, the landscape that was once lush deteriorated. In fact, it was damaged to a point that...
Americans’ wealth tops pre-recession high … sorta
By Tami Luhby @Luhby June 6, 2013: 4:19 PM ET NEW YORK (CNNMoney) Americans' collective wealth hit a record $70.3 trillion in the first quarter of 2013, seemingly wiping out all the losses from the recession. The previous high had been $68.1 trillion in the third...
Rental Market Madness
If you're frustrated by trying to find a place in today's rental market, you're not alone. Published Mar 22, 2013, 8:00am By Kasey Cordell Portland Monthly The only thing tougher than buying a home in Portland right now might be trying to rent one. With citywide...
Home Equity Grew by $815 bln in Q1 – Housing Scorecard
The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of the Treasury today released the May edition of the Obama Administration's Housing Scorecard. The scorecard summarizes the current status of the nation's housing market using...
Dog Friendly Restaurants in Portland, OR, US
Want to get out, enjoy the gorgeous weather we've been having, but don't want to leave the dog behind? There are 75 restaurants in Portland, OR that welcome dogs at their outdoor tables. Need help deciding where to eat? Check out the listings below for a just a few of...
Do’s and Don’t’s For a Smooth Mortgage Process
Every borrower wants their mortgage closing to be simple and stress free. While it may not always feel like it (between loan processors' requests for your 2011 Schedule E and page 6 of March's bank statement), lenders want the same thing. Here are some timely "do's...
Meausure of US Consumer Confidence at Six-Year High
WASHINGTON (AP) — A measure of U.S. consumer confidence jumped to its highest level in almost six years in May, lifted by rising home prices and record stock market gains. Greater confidence could help revive spending in coming months. The University of Michigan said...
Rising Home Prices Denting Short Sales
Rising home prices in many markets may be giving underwater homeowners the determination to stick it out in the hopes of being able to eventually sell at a profit, stunting the continued growth of short sales, data aggregator RealtyTrac reported today....
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10 things I wish I knew before buying a house
Buying a house can be confusing, overwhelming and make buyers feel completely broke by the time they get the keys, but being freed from a landlord and throwing away rent payments can also be incredibly liberating. From finding the best agent to making it through a...
4 Tricks for Unlocking Your Imagination so You Can Innovate
Passion, determination and fearlessness are qualities most successful entrepreneurs and small business owners are known to possess. But where does imagination fit in? It’s imagination, after all, that leads to creativity. It’s imagination that fuels innovation. And,...
8 Ideas for Fun Dog Outings
Dogs are like children -- they enjoy being social and having their own play dates. Before deciding where to go with your pooch, Dr. Kari Foss, an Ohio veterinarian, recommends asking yourself a few questions and consider what your dog will be up for. First and...
Freddie Mac predicts rise in housing starts, interest rates
An upbeat Freddie Mac housing forecast released Wednesday predicts an increase in housing starts and demand for single-family homes, despite a projected 0.8 percent increase in interest rates by the end of 2015. Freddie Mac's monthly U.S. Economic and Housing Market...